I am pleased to introduce my new colleague James Kim, an experienced financial services litigator and regulatory attorney, who recently served as a senior enforcement attorney with the CFPB.
While at the CFPB, James led nationwide investigations involving consumer credit, mobile financial services, emerging payment systems, mortgage origination, and debt collection. He was lead counsel in the CFPB’s first enforcement actions involving mobile payments and was a member of the credit card/prepaid card/emerging payments issue team that helped coordinate enforcement activity with other offices at the CFPB.
Also while at the CFPB, James helped manage relationships with U.S. Attorneys’ Offices, state attorneys general, and state banking regulators and drafted sections of the Office of Enforcement’s internal policies and procedures. As a result of his substantial CFPB experience, James is uniquely positioned to help clients avoid or navigate CFPB investigations.
James has extensive experience with federal consumer finance laws, including UDAAP, TILA, RESPA, EFTA, and the FDCPA. He also has particular skill and experience helping consumer finance clients with matters involving technology, such as financial technology (FinTech) and the launch of card and smartphone-related products. In addition to his regulatory work, James has tried, as first or second chair, more than 20 cases to verdict and has briefed criminal and civil appeals before the U.S. Court of Appeals for the Second Circuit and the New York State Appellate Division.
James is the third attorney to join our practice from the CFPB. Bowen “Bo” Ranney was an examiner-in-charge with the CFPB, working in both supervision and enforcement. Tristram Q. Wolf was a CFPB investigator.
I expect James to be a valuable resource to our clients.