We begin this special edition episode with a discussion of why we launched the podcast, topics we have covered and guests who have joined us, and our plans for future episodes.  We then look at how the CFPB has changed since 2017 (and dispel some misconceptions) and share our expectations if Joe Biden becomes President.  Topics discussed include the CFPB’s approach to enforcement and supervision (including possible new larger participant rules), the fate of the payday loan rule and ongoing rulemakings, possible candidates to serve as new Director, the CFPB’s position on new technologies, and lawmakers’ views on changing the CFPB’s leadership structure.

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