We are joined by Kelly Cochran, formerly with the CFPB and now Deputy Director of FinRegLab, a non-profit focused on the use of data and technology in financial services.  We examine credit reporting, credit scoring, and underwriting issues arising from the pandemic and CARES Act requirements, including the use of comment codes by furnishers and the treatment of forbearance-related information by creditors, and that are likely to arise in the transition from short-term forbearances to long-term arrangements.  We also consider the potential benefits and risks of proposals to block the reporting or use of negative credit information.  (Please note that this podcast was recorded before a new federal moratorium on some evictions through the end of 2020 was announced.)

Click here to listen to the podcast.