In September, we  reported on the CFPB’s plans to create a new chapter X of CFR title 12 to house the rules for which rulemaking authority was transferred to the CFPB by the Dodd-Frank Act. Last week, the relocation process got underway, with the CFPB’s publication in the Federal Register of three interim final rules that establish the following regulations: Regulation N, 12 CFR Part 1014 (Mortgage Acts and Practices-Advertising), Regulation O, 12 CFR Part 1015 (Mortgage Assistance Relief Services), Regulation F, 12 CFR Part 1006 (FDCPA) and Regulation I, 12 CFR Part 1009 (Disclosure Requirements for Depository Institutions Lacking Federal Deposit Insurance.)… Continue Reading