Tom Vartanian is a former federal banking regulator and law professor.  In Part II of this two-part podcast, we discuss technology’s impact on the banking system, how a new cyberspace infrastructure can increase security, the current financial conditions that could spark the next financial crisis, cryptocurrency’s role in building new networks for the creation and delivery of financial services, and quantum computing’s impact on encryption.… Continue Reading

Tom Vartanian is a former federal banking regulator and law professor.  In Part I of this two-part podcast, we discuss the government policies that have contributed to or caused the financial crises faced by the U.S. over the past 200 years, how the consumer financial services industry can benefit from smarter regulation and a principles-based rather than a rules-based regulatory system, and how regulators can better utilize technological innovation.… Continue Reading