The Federal Deposit Insurance Corporation (the “FDIC”) has published a request for information in the Federal Register (the “RFI”) seeking comment on approaches it uses, or is considering using, to analyze the effects of its regulatory actions and rulemaking. Among other things, the FDIC seeks to improve the quality of its analysis by incorporating the following in its rulemaking: (i) a statement of the need for the proposed action; (ii) an identification of a baseline against which the effects of the action are compared; (iii) an identification of alternative regulatory approaches; and (iv) an evaluation of the benefits and costs from all major stakeholder perspectives, including qualitative discussion and quantitative analysis where appropriate and relevant), of the proposed action and the main alternatives identified by the analysis.… Continue Reading