The CFPB has unveiled “Consumer Credit Trends,” which it describes as “a web-based tool to help the public monitor developments in consumer lending and forecast potential future risks.”

The tool, which was released in beta version, tracks originations for mortgages, credit cards, auto loans, and student loans.  For each category, the tool shows loan volume by borrower credit score, income level, and age. … Continue Reading

The CFPB has announced the release of “eRegulations,” which it describes as “a web-based, open source tool that aims to make regulations easier to find, read, and understand.” According to the CFPB, the tool “lets users identify and display definitions for specific terms within regulation text, move easily among past, present and future versions of a regulation, and smoothly navigate between regulation text, official interpretations, appendices, and certain section-by-section analyses contained within Federal Register notices.”… Continue Reading