The CFPB has issued its annual report on TILA, EFTA, and the CARD Act which covers activity in 2016 and 2017.  The report provides brief summaries of the 2016 and 2017 enforcement actions brought by the CFPB and other federal agencies with relevant enforcement authority and provides data on reimbursements required as a result of enforcement actions brought during these periods.

The report also identifies the most frequently cited violations of Regulation Z and Regulation E across the agencies that are FFIEC members.  In both reporting periods, the most frequently cited Regulation Z violations included the failure to disclose, or to accurately disclose, the finance charge on closed-end credit, and the most frequently cited Regulation E violations included the failure to comply with the investigation and timeframe requirements for resolving errors in electronic fund transfers.