It is my pleasure to introduce to our blog readers the newest member of our growing Consumer Financial Services Group: Abigail Pressler. Abigail is one of the leading lawyers in the country who focus their practice on compliance with the laws that pertain to consumer debt collection. Abigail counsels creditors, third-party debt collectors and debt buyers with respect to the vast array of federal and state laws that cover consumer debt collection. You will be hearing often from Abigail on our blog, webinars and podcast show. Her vast in-house experience at one of the largest debt collectors and buyers will now benefit the clients of our Consumer Financial Services Group. Abigail’s first blog appears directly below. It deals with the several threats to the use of e-mail and text messages as ways for debt collectors to communicate with consumer debtors.