With federal student loans approaching $1.7 trillion, private student loans approaching $129 billion, strident consumer group advocacy, and national elections on the horizon, student loan origination and servicing continues to be a focal point for federal and state regulators. In this episode, which repurposes a webinar, we first discuss recent developments at the Department of Education involving loan forgiveness, the framework for servicer accountability, preemption guidance, and new repayment plan. We then look at student loan-related developments at the Consumer Financial Protection Bureau, including the Tuition Payment Plan Report, future student loan borrower survey, and loan delinquency and collections issues. We conclude with a discussion of new California servicer regulations, proposed and final Nevada and Maine regulations, and our expectations for areas of focus in 2024.
Alan Kaplinsky, Senior Counsel in Ballard Spahr’s Consumer Financial Services Group, moderates the conversation, joined by John Culhane and Thomas Burke, partners in the Group, and Michael Gordon, Of Counsel in the Group.
To listen to the episode, click here.