APR

Today’s podcast episode: Credit Card Rate Caps and the Credit Card Competition Act: The Right Problem, the Wrong Tools?

By Ballard CFS Group on March 5, 2026

We are releasing today on our Consumer Finance Monitor podcast our host Alan Kaplinsky’s discussion with Marisa Calderon, President and CEO of Prosperity Now, about two high-profile policy proposals raised or embraced by President Trump as part of a broader populist affordability agenda:

A nationwide 10% cap on credit card interest rates for one year.

CFPB announces enforcement actions against auto title lenders

By Barbara S. Mishkin on September 22, 2016

Posted in Auto Title Loans, CFPB Enforcement, Regulatory and Enforcement

The CFPB announced that it has filed administrative enforcement actions against five Arizona auto title lenders for alleged violations of Truth in Lending Act advertising requirements. According to the CFPB, the lenders violated TILA by advertising a periodic interest rate for their loans on their websites without advertising a corresponding annual percentage rate. … Continue Reading