We are delighted to announce that David McGrath, Majority Staff of the House Financial Services Committee and one of the architects of the CFPB Reform Act of 2026 Discussion Draft will be our featured guest for Ballard Spahr’s webinar on Monday, August 24, 2026, from 12:00 p.m. to 1:30 p.m. ET.… Continue Reading
Webinars
Webinar: Understanding the 10th Circuit’s Colorado Opt-Out Decision
By Ballard CFS Group on
Posted in Colorado Student Loan Servicing Act, Webinars
The Tenth Circuit’s November 10 decision in National Association of Industrial Bankers v. Weiser marks the first appellate interpretation of a state’s opt-out authority under Section 525 of DIDMCA—and it carries major implications for state banks and their fintech partners.
The court held that a loan is “made in” an opt-out state if either the lender or the borrower is located there, meaning Colorado’s usury limits apply to loans made to Colorado residents by out-of-state state banks.… Continue Reading
Webinar: The CFPB’s Funding Crisis — What It Means for the Future of Consumer Financial Protection
By Ballard CFS Group on
The Consumer Financial Protection Bureau is facing an unprecedented financial crisis—and the consequences could reshape the future of consumer financial protection. On December 10, 2025, Acting CFPB Director Russ Vought informed the U.S. District Court for the District of Columbia that the Bureau will run out of money by year-end unless Congress provides a direct appropriation.… Continue Reading