The CFPB recently issued the 2020 Filing Instructions Guide for Home Mortgage Disclosure Act (HMDA) data. The Guide applies to HMDA data collected in calendar year 2020 that must be reported to the government in 2021.

The CFPB also issued for the first time a Supplemental Guide for Quarterly Filers. As the title suggests, the Supplemental Guide provides guidance for those HMDA reporting institutions that are required to file HMDA data quarterly. The quarterly data filing requirement begins in 2020, and applies to HMDA reporting institutions that reported a combined total of at least 60,000 applications and covered loans, excluding purchased covered loans, for the preceding calendar year. In addition to the standard annual filing, these reporting institutions will need to file HMDA data for the first three quarters of a calendar year.