According to Politico, “sources familiar with the discussions” have indicated that the CFPB will not issue a proposed rule for payday (and other small-dollar, high-rate) loans until later this Spring. In April 2015, the CFPB convened a SBREFA panel to review the proposals it is considering and, in its Fall 2015 rulemaking agenda, the CFPB estimated that it would issue a proposal in February 2016. (The CFPB’s Spring 2015 rulemaking agenda had estimated that a proposed rule would be issued “later in 2015.”)
Politico reported that its sources now think the proposal will be issued between April and June and that a CFPB spokesman did not immediately reply to a request for comment. The sources did not identify a specific reason for the delay.