FTC

Subscribe to FTC via RSS

A federal judge has issued a Temporary Restraining Order blocking the operation of a network of 16 related companies and their principals that operated a credit repair business.

At the request of the FTC, Judge Steven Logan of the U.S. District Court for the District of Arizona has blocked Credit Glory from conducting business.… Continue Reading

The Federal Trade Commission (FTC) has taken another important step in the rapidly developing debate over “surveillance pricing.” On August 19, the FTC issued for public comment a Proposed Enforcement Policy Statement Regarding Personalized Pricing, warning businesses that using consumers’ personal data to set individualized prices without adequate disclosure may violate Section 5 of the FTC Act. … Continue Reading

The Federal Trade Commission (FTC) has taken a major step toward dismantling two theories of discrimination.

In a new Policy Statement Regarding Disparate-Impact Claims and “Unfair Discrimination” Claims, the FTC announces that it will no longer pursue disparate-impact claims under the FTC Act or the Equal Credit Opportunity Act (ECOA). Just as significantly, although less prominently emphasized in the Policy Statement, the FTC has now repudiated its position that the “unfairness” prong of Section 5 of the FTC Act independently authorizes the Commission to pursue discrimination claims.… Continue Reading

The FTC has announced that under a proposed order filed in Nevada federal court, Dennise Merdjanian, the operator of a student loan debt forgiveness service, would be permanently barred from the debt relief and telemarketing industries

The proposed order would resolve charges that she and other operators took more than $45.9 million from consumers as part of an allegedly illegal student loan debt relief operation.… Continue Reading

The Federal Trade Commission recently issued a proposed policy statement that could reshape how financial services firms use AI-powered tools. The proposed statement, titled “Proposed Policy Statement Concerning the Suppression of Accuracy in Artificial Intelligence Systems,” puts AI developers on notice that altering AI outputs away from accuracy, even if done to comply with a state law, may constitute consumer deception under Section 5 of the FTC Act.… Continue Reading

We have, of course, already blogged about the Supreme Court’s holding in Trump v. Slaughter, 25-332 (2026). One aspect of the decision, however, deserves separate attention because it may foreshadow future challenges to one of the FTC’s, and perhaps the CFPB’s, most significant sources of regulatory authority.

Although not necessary to the Court’s holding, Chief Justice Roberts and, even more pointedly, Justice Gorsuch questioned the extraordinary breadth of the Federal Trade Commission’s authority to define by regulation what constitutes an “unfair or deceptive act or practice” under Section 5 of the Federal Trade Commission Act.… Continue Reading

A federal judge, at the request of the FTC, recently ordered Cliq Inc., a payment processing company, and its operators to pay $6.5 million for violating a 2015 federal court order intended to prevent the company from assisting in consumer fraud.

U.S. District Court in Nevada entered the order finding Cliq Inc, formerly known as Cardflex Inc.,… Continue Reading

The FTC has continued to crackdown on subscription billing and cancellation practices it considers unlawful.

Recently, at the urging of the FTC, a federal court agreed to temporarily stop a large business enterprise allegedly built on deceptive subscription schemes from continuing to deceive consumers with hidden costs and recurring charges, while failing to provide simple means to cancel their subscriptions.… Continue Reading