HPML

CFPB publishes 2019 final lists of rural and rural or underserved counties

By Ballard CFS Group on February 15, 2019

Posted in Mortgages, Regulatory and Enforcement, TILA / RESPA

The CFPB has published its 2019 final lists of Rural and Rural or Underserved Counties on its website. The CFPB has previously posted lists of such counties for calendar years 2011-2018. The CFPB has also updated the rural and underserved areas website tool for 2019.

The lists and tool are relevant to exemptions from certain…

Community banks urge CFPB to expand small creditor exemption

By Jared Kelly on July 22, 2014

Posted in CFPB General, Mortgages, Regulatory and Enforcement

Recently, the Independent Community Bankers of America (ICBA) and a 45-member coalition of state and regional banking associations submitted a letter to the Consumer Financial Protection Bureau (Bureau) urging the agency to expand the small creditor exemptions under certain Title XIV mortgage rules that went into effect in January 2014. The ICBA argues that changes…